TD Canada Trust Personal Loans – offer smart ways to borrow to its customers with numerous types of loans.
Borrow from $5,000 to $50,000
Personal Line of Credit
TD Canada Trust Loans
Personal Loan, Private Sale Vehicle Loan, TD On-the-Spot RSP Loan, Unsecured Personal Line of Credit, TD Home Equity Flex Line.
- Personal Loan: Allows you to borrow up to $50,000 to cover your big purchases, renovations, unexpected expenses or to consolidate your existing debt to get a lower rate.
- Dealership Vehicle Loan: Allows you purchase your dream car either you are buying your first car or next car by providing affordable financing options with special rates TD Canada Trust Personal Loans and payment options at dealerships. You need to provide the lender your valid driver’s license, proof of income, proof of insurance and trade-in info.
- Private Sale Vehicle Loan: You can borrow from $7,5000 up to $50,000 to purchase your dream car, whether its new or used. You will be allowed to decide between a fixed or a variable interest rate and create a payment plan.
- TD On-the-Spot RSP Loan: Allows you to reduce your taxes by maximizing your RSP contribution. You will be allowed to decide between a fixed or a variable interest rate and create a payment plan. TD Canada Trust Personal Loans. You may also skip payments but you will continue to be charged interest.
- Carry Forward RSP Loan: If you need to catch up on misse contributions of former years, you can apply for a Carry Forward RSP Loan to receive up to $50,000 with either fixed or variable interest rates. For fixed rate loans, you will get a maximum 5 year term while for variable rate loans, you will get a maximum 10 years term.
Line of Credit
- Unsecured Personal Line of Credit: You can borrow from $5,000 up to $50,000. With a fixed or variable rate to cover your both everyday and larger purchases. Once you pay off any of your credits, you can use it again without applying again.
- Student Line of Credit: If you are a student who needs financing for your expenses related to post-secondary education, TD Canada Trust Personal Loans offer you financial assistance. With flexible options and competitive interest rates based on your program. Both full time and part-time students can receive up to $20,000 per year. During school and for 2 years after you leave school. There will be interest-only payments and after graduation your line of credit will be converted to a new affordable student loan. With reasonable fixed monthly repayments.
- TD Home Equity Flex Line: You have an access to credit secured against the equity of your home with low interest rates.