Travel money lenders in Australia offer fantastic, low interest rates on travel and holiday loans Australia. Qualifying for a loan is simple if you have never done it before.
Personal Loans Australia Allow You to Live Life to the Fullest
As all people who like to get away say “Travel is good for the soul”. And it’s true! If you find yourself looking at the wonders of the world or beautiful night time skyline photo’s of the world’s big cities through your laptop or mobile screen, wishing you had the cash to travel to these spectacles and see them through your own eyes.
Then wish no more. Travel loans Australia help make your dreams come through. Whether you decide to take a chill beach-side break, an unforgettable overseas adventure or fun-filled skiing holiday on the alps, a much needed escape from your day to day routine is way overdue.
Everyone loves to travel with Travel loans
“We travel not to escape life, but for life not to escape us”. A life spent where you were born is a life not lived to the fullest. But everyone knows it’s not that simple, people have bills to pay and responsibilities to fulfill.
Travel money and lack there of is more often than not the biggest hurdle people who want to travel face. Travel money lenders in Australia offer fantastic, low interest rates on travel and holiday loans Australia.
Endeavour Mutual Bank Australia offer Australian citizens incredible rates on cash for travel personal loans. Endeavour Mutual Bank offer travel lovers just 10.99% P.A rates on their loans, compared to 11.21% by competitors.
Taking out a Travel Loan is Quick and Simple
Qualifying for personal travel loans Australia at Endeavour Mutual Bank takes between 24-48 hours. This is around the same with other lenders. That’s plenty of time to pick out your destination, plan your trip, pick your hotel and prepare to pull the trigger when your travel funds come through.
The lender will qualify or deny you of a personal loan or travel loan based on, your credit rating, your income, if proof of citizenship and proof of residence is provided among other criteria. If your credit rating is not flawless there are services and lenders that can provide travel loans in Australia for you.
In most cases to qualify for a travel loan with bad credit the following criteria should be met. If all the following criteria are not met you may still find a lender who will negotiate with you.
The age of the applicant should be between 23-58 years.
The applicant should be employed/self employed.
The applicant must have 2 years experience in their current occupation
The applicant must have lived in their current residence for at least 1 year
Find the Right Loan for You
If you don’t need a loan on all of your travel costs, as you have some money saved or have a private lender, its probably better to take out an overdraft on your credit card.
Also, it is very important to only take out a travel loan covering your essential costs. You don’t want to spend 2-3 years paying back a two week holiday. Paying the loan off as soon as possible is definitely the smartest thing to do.
This will reduce the interest you have to pay and lower your costs. Allowing you to enjoy the memories of your travels for years and years after you return. Don’t forget to shop around as many lenders will negotiate with you to get a deal done so don’t be afraid to negotiate on rates.